Meet the Team
Land Home Financial Services, Inc. is a privately-owned mortgage banker, opened in 1988. We pride ourselves on diversity, hiring the very best, providing an intelligent path for success while continuing to innovate to meet the needs of our customers in this ever-changing economic climate.
Our Loan Officers and Support Staff strive to live by a direct community-based philosophy placing your needs first while providing the home mortgage that best fits you. Our integrity, compassion and professionalism defines us as one of the Top 100 Mortgage Companies Nationwide!
“Land Home Financial is honored to have Jacob Kuzman, a long-time resident to this amazing city and Chamber of Commerce Board Member, as the Branch Manager of our Winter Park office!”
Originally from Allentown, PA, Jacob Kuzman moved to Central Florida in 1983, where he grew up and graduated from nearby University of South Florida. Ever since then, Jacob has been in the business of sustaining communities. “The more homeownership we encourage, the more people will get involved in their communities,” he says. “Helping clients with homeownership promotes a strong, safer, and more stable community for our children and citizens to enjoy.” Get Pre-Approved Here
Since earning his degree from USF in 2004, Jacob has dedicated himself to the mortgage business, helping people achieve the American Dream of homeownership. Jacob’s clients and his referral partners point out three characteristics that distinguish him. “The first is my availability,” says Jacob, he makes himself available to answer any call regardless of time of day, night, or day of the week. “I worked with a REALTOR® over the weekend recently who needed several updated approval letters in order to continue submitting counter offers; I was working on that until 10:30 Saturday night while out of town. I have to be available for clients and REALTORS® in this very competitive business of real estate.” Next, they appreciate Jacob’s attention to detail. Just as important as Jacob’s side of the transaction, he says, is making sure everyone else involved is doing their parts the right way, and on time. “It’s important for me to monitor every detail, buyer and seller side, to ensure the entire transaction goes smoothly,” says Jacob. More about Jacob on Zillow
Another distinguishing factor is Jacob’s in-depth knowledge of mortgages and his ability to communicate detailed answers. “Being an expert allows me to answer questions immediately and concisely,” he says, noting that his primary goals when leading transactions to successful closings are to educate, to facilitate and to execute beyond expectations. “My mom always said I should be a teacher,” says Jacob. “In a way, I am; I’m changing people’s lives by educating them.” Among the ways he educates is by explaining the wide range of loan types he can structure to meet each client’s unique needs through Bank of England. “In addition to conventional and conforming loans, we offer products your normal banks and lenders would not have, such as nonconforming products, home equity lines of credit, stated-income and bank-statement programs, and down-payment assistance programs,” says Jacob, who also holds a broker’s license. “We also do commercial and foreign national loans. Basically, if a loan exists, I can do it.”
Download Jacob’s App Here With 90% of his loan production resulting from referrals from listing agents, buyers’ agents, past clients and friends, people remember Jacob for his resourcefulness. “Where other banks may not see a lending opportunity, I change things up and create opportunities,” he says. Although he doesn’t heavily market himself, he does describe this creative approach when he meets with REALTORS®. “I like to first sit down with REALTORS® and discuss their business strategies and goals before formulating a plan for how I can add value in helping them reach those goals.” He adds, “Helping others be successful leads to my success!” This consultative approach allows him to provide a professional service while doing what he loves most, helping clients. “It’s a pleasure to take a borrower who has no idea how to buy, to then educate and walk said borrower through the process, and less than 30 days later be able to hand them keys to their brand new home,” says Jacob. “Every closing makes my day.”
At the end of every day, Jacob returns home to his precious two-year-old daughter and wife, with whom he is expecting the couple’s second daughter this summer. “I may work seven days a week, 365 days a year, but they are my inspiration,” says Jacob. “They’re the reason I continue to do what I am best at, which is sustaining communities with homeowners that care, and creating an environment and neighborhood that my family and any family would be happy to call home.” He adds, “Homeownership today is truly an easy achievement, as long as you have the expertise to guide you through the process. More Reviews from Google & Social Survey
“If you believe you have what it takes as a Loan Officer demonstrated by a current proven volume of origination – we would enjoy the opportunity to discover if Land Home is a match for you!” – Vincent Ortiz, Area Manager